Credvestor ("we", "our", or "us") operates the Credvestor mobile application (the "App"). This Privacy Policy explains how we collect, use, disclose, and protect your information when you use the App.
1. Information We Collect
Account information: Email address, display name, and profile picture (if you create an account).
Financial & App Data: Inflows, outflows, budgets, transaction names, categories, amounts, dates, and other financial data you enter. These are stored in Google Firebase / Firestore.
Community Content: Posts, comments, likes, replies, and any media (images) you upload.
Usage & Diagnostics: Anonymous analytics, crash logs, and usage events from third-party analytics providers.
Device & Technical Data: Device identifiers, OS version, app version, language, and partial IP address.
2. How We Use Your Information
- Provide and maintain core App functionality (account, budgeting, split expenses, community).
- Store and sync data across devices using Firebase/Firestore.
- Improve and personalize the App; diagnose bugs and crashes.
- Communicate product updates, security notices, and support messages.
3. Legal Basis for Processing (Where Applicable)
For users in the EEA, we rely on consent, performance of a contract, legitimate interests, or legal obligations where applicable.
4. Sharing & Third Parties
We do not sell personal data. We may share data with trusted service providers (e.g., Google Firebase, Firebase Analytics, Crashlytics) who process data on our behalf. We may also disclose data in response to lawful requests.
5. Data Retention & Deletion
We keep personal data only as long as needed. You can request deletion of your account and data by contacting us. We will verify the request and delete your data from active systems; backups will be purged per our retention policy.
6. Children’s Privacy
The App is not intended for children under 13. If you believe we have collected data from a child under 13 without parental consent, contact us to request deletion.
7. Security
We apply industry-standard security measures such as Firebase Authentication, Firestore security rules, and HTTPS/TLS. However, no system is 100% secure.
8. International Transfers
Your data may be stored and processed in countries outside your own. By using the App you consent to such transfers.
9. Your Rights
Depending on your jurisdiction, you may have rights to access, correct, delete, or port your data. Contact us to exercise these rights; we will verify your identity before honoring requests.
10. Third-Party Links
The App may contain links to third-party services. We are not responsible for their privacy practices.
11. Changes to This Policy
We may update this policy periodically. The "Effective date" at the top will reflect the latest changes.
12. Contact Us
If you have questions, complaints, or requests, contact us at:
Email: info@credvestor.com
Website: www.credvestor.com